You pay NO monthly service charge with a low minimum balance. Enjoy free checking by maintaining a minimum balance of just $300. (A low $6 monthly fee will be charged if your balance falls below $300 at any time during the month. And even this fee is waived if you are over 55.

You pay NO per check fees, regardless of your balance.

You earn dividends on your Checking Account when you maintain a low average daily balance of $2,000 or more.

You have 24-hour telephone access to your account. With The Link, our free Bank-By-Phone Service, you can check your balance, verify deposits, see if a check has cleared, and make transfers or withdrawals from any touch-tone phone. Click here for more information about The Link.

You can enjoy FEE-FREE overdraft protection from one of three different accounts: Savings, Personal Line of Credit, or Checking Reserve.

You use carbonless copy checks for easy record keeping.